If you’re unhappy, miserable, anxious or even depressed about wealth (or your lack of it), it might be time to sell your house, rent back and reassess your priorities.
In the UK when it comes to property we are obsessed. Dinner party conversation, TV shows, magazines and Sunday supplement features are regularly devoted to the subject of property and house prices. But property ownership does not equal happiness, as psychologist Oliver James argues – a rent back scheme could free you from the financial shackles that are impacting on your emotional well being.
Rent back, cut free
Oliver James has dubbed the phenomena of craving wealth, possessions or materialistic things as ‘affluenza'. Affluenza, he argues, replaces our true needs with imagined wants. Advertisers and marketers work hard to convince you that a new car, iPhone or plasma TV will offer you a sense of well being, freedom, happiness and success. For James, property ownership and home improvement illustrate best the problems of affluenza. Selling your home and opting to rent back could help you readdress your priorities in life.
Rent back, escape the property chains
Increasingly, our finances are being squeezed by ever-increasing mortgages – the majority of our salary tends to go on property in one form or another. A rent back scheme means you don't have to be shackled to a mortgage. And for Oliver James, being mortgaged to the hilt to get the best home possible does not lead to contentment because we are mixing up our wants with our needs. In reality, a less expensive home or a rent back option and not owning a home at all is adequate for our needs. As James writes: "If you want to get back to consuming what you need, not what advertisers want you to want, the first step is to keep it real when it comes to the size of your mortgage." A rent back scheme would be one way of detaching yourself from the misery of affluenza, allowing you to focus on your true needs. One of the consequences of hefty mortgages is people can end up dedicating their lives to paying them off and staying afloat, becoming hamsters in a wheel. A rent back scheme offers you a chance to resist that treadmill and follow a path truer to your authentic self and needs.
Rent back, follow your needs
A rent back scheme could give you the financial freedom to move forward and chase your dreams rather than be chained to materialistic goods. As James writes, "If you think hard enough, you will see that these things simply do not matter, they are not needs. Your life is about much more than slaving away at your job in order to be able to afford them."
Rent Back with rentbackltd.co.uk
If you're caught in a financial house-trap, rentbackltd.co.uk can throw you a life-line. Rentbackltd.co.uk offers a sell and rent back scheme for those who like living where they are and want to maintain stability but are facing mortgage arrears, repossession, bankruptcy and debt or concerned financial meltdown is looming. The rent and sale scheme is an alternative to selling up and moving, allowing you to stay put and find financial solutions. Rentbackltd.co.uk will buy your home and allow you to continue living in it as a tenant. Find out more, call Rent Back Ltd. today on: 08000 255 027